How to manage an auto accident…

Safety first…

Make sure to move yourself and your vehicle to a safe place. You never want to be in the way of oncoming traffic. If the vehicle is hazardous abandon it and move to a safe place.

Make the call…

After an auto accident make sure to call the police. It’s always best to have a police report to prove what exactly happened.

Do not negotiate…

You never want to negotiate the accident with the other party involved. Let the insurance company negotiate with the other party. Your insurance company has professional claim representatives to handle these situations.

Exchange Info…

Make sure to get the other parties information at the scene of the accident. Important info is: name, address, current insurance company, policy number, and vehicle description. You also would want to get any persons info if they witnessed the accident.

Report the claim…

Make sure to call either the P&I Insurance agency or your insurance company directly. The sooner the claim is reported the sooner it can be processed.

How to manage a homeowners or property loss…

Report the claim…

Call the P&I Insurance agency or your insurance company. We will give you advice on what exactly needs to be done to start the claim process.

Take action yourself…

While waiting for a professional to get involved, you can help to limit the claim damage if it’s safe. Some actions are to remove property from water damage, board up broken windows, and shut off water access to a specific location of the home. Please DO NOT try to prevent further loss if the conditions are unsafe.

Make a list…

Start to record the damage seen. This can be done on a simple note pad to get a head start on the claim process. The claim representative will eventually ask for a description of personal property damaged or lost. This will only help the process move smooth and quick.

Keep everything…

Please do not throw away the damaged personal property. These items will be reviewed by the claim representative. It’s better to have actual damaged items to prove your loss. This way there is no dispute between you and the company.

To access your companies claim website and phone numbers, visit the company access page.